Table of Contents Toggle 1. Type of Life Insurance PolicyTerm Life Insurance:Permanent Life Insurance (Whole, Universal, and Variable Life):2. Coverage AmountHow to Determine Coverage Amount:3. PremiumsThings to Consider:4. Riders and Add-OnsCommon Riders to Look for:5. Financial Strength of the InsurerHow to Evaluate an Insurer:6. Policy Exclusions and LimitationsCommon Exclusions:7. Customer Service and SupportWhat to Look